The GCU Board of Directors has initiated a Special $10,000.00 Matching Funds event for the wildfires devastating the West and from damage caused by Hurricane Helene in the East.

Annuities

Fixed Deferred Annuities

GCU Fixed Deferred Annuities are a great choice if you need a short-term way to earn extra income or just want a solid way to build interest at a competitive rate. Many people use GCU Fixed Deferred Annuities like a CD* because they receive a better interest rate and enjoy more withdrawal flexibility.

GCU Fixed Deferred Annuity Informational Brochure (PDF)

One Plus Four Choice

The GCU One Plus Four Choice Deferred Annuity is a five-year investment product with a special feature: you may choose to surrender the contract during a 30-day window that begins on the first contract anniversary with no surrender charges. This makes it a great alternative to a one-year CD. This product can be issued at any age up to 121, and may be used for qualified (tax favored status) plans.

Learn more about the One Plus Four Choice annuity​

 

Triple Advantage PLUS

NOT your "typical" Annuity!  GCU’s Triple Advantage PLUS Deferred Annuity is a true 36-month MYGA (Multi-Year Guaranteed Annuity), PLUS it offers the benefit of a competitive rate after the contract matures!
Limited surrender-charge-free withdrawals are permitted in the second and third contract years. The Triple Advantage PLUS Annuity is available for ages 0-95, and may be used for qualified (tax favored status) plans.

Learn more about the Triple Advantage PLUS annuity​

 

Flex 5 Advantage

The GCU Flex 5 Advantage Deferred Annuity is a five-year investment product; however, surrender charge free withdrawals are available in each contract year. It has a guaranteed rate for the first year and it's an excellent choice for anyone looking for a consistent interest rate over a shorter term. The Flex 5 Advantage is available for ages 0-88 and may also be used for qualified (tax favored status) plans.

Learn more about the Flex 5 Advantage annuity​

 

Flex 8

The Flex 8 Deferred Annuity offers the highest current interest rate of any GCU Annuity. It is an eight-year investment product that does allow for limited surrender charge free withdrawals in each contract year. The Flex 8's interest rate is guaranteed for the first year and has the ability to respond to an increasing interest rate market in subsequent years. This product is available for ages 0-85 and may also be used for qualified (tax favored status) plans.

Learn more about the Flex 8 annuity​

 

*Annuities are not insured by the FDIC and can carry an IRS penalty for distributions prior to age 59 1/2.

Find an Agent

Learn more about how a GCU Fixed Deferred Annuity can be an important part of your investment strategy. Find an agent near you or call 1-855-306-0607.

Find a GCU Agent

When you talk with a GCU agent, they will work with you to put together a plan that fits your needs.

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