Fixed Indexed Annuities
The growth potential you want
The downside protection you need
Unlike fixed annuities, our Fixed Indexed Annuities (FIA) tie their growth potential to the performance of a Market Index. Offering the potential for higher returns when the market performs well, while still providing protection against market downturns. In one product you can build your nest egg and have confidence it will always be there for you.
Aquila Series Fixed Indexed Annuities balance performance and protection by utilizing three indices:
THE SHOW HORSE...
S&P 500® Dynamic Intraday TCA Index
The S&P 500® Dynamic Intraday TCA Index is designed to provide exposure to the S&P 500® by using an intraday risk control mechanism with a target volatility of 15%. The index measures volatility and price momentum signals during 13 observations windows every day, allowing it to adapt to changing market conditions more quickly compared to traditional risk control indices.
THE RACE HORSE...
Barclays US Tech 12% Index
Uses market capitalization to capture the returns of the largest non-financial stocks listed on the
Nasdaq. US Tech has greater propensity for high performance (but less predictability).
THE WORK HORSE...
Barclays Zorya 5% Index
Creates a diversified portfolio by combining US Equities and Fixed Income. Seeks to enhance return and manage risk exposure by adjusting the portfolio’s asset allocation on a monthly basis using techniques from Modern Portfolio Theory. To further control risk, Zorya aims to maintain its annual volatility level at or below 5% using a procedure called volatility control.
While the selected indices track the performance of their respective markets, your money is never directly exposed to market fluctuations. The value of your annuity is protected, and it will never be less than the amount you contributed, regardless of market conditions.
In addition, GCU has introduced a new benefit that allows you to earn interest even during market downturns. Depending on the option you choose, your annuity may be credited with 2 percent or 4 percent interest, providing added growth potential when markets are negative.
Download the GCU Fixed Indexed Annuities brochure
Aquila X (ah-KWIL-ah TEN)
A ten-year fixed indexed annuity designed to enhance performance potential while offering a lifetime income benefit* and total control of where your funds are allocated
*Subject to withdrawals taken and settlement elected
Aquila V (ah-KWIL-ah FIVE)
A five-year fixed indexed annuity developed for those wanting the benefits of an index-based annuity but with a shorter-term commitment
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