Annuities
Financial security for your future
Having money for and throughout retirement is an important aspect of every financial plan. Annuities are long-term financial products that can help you safely and securely accumulate money and ensure a regular stream of income down the road.
Why annuities?
GCU Annuities are a great way to lay a strong financial foundation for your future. Whether you want to save for later, set money aside for a set period of time, or prepare for retirement, our annuity products offer a disciplined approach to growing and protecting your money while keeping your options open.
GCU ANNUITIES CAN HELP:
· Safely accumulate wealth
· Provide tax-deferred growth
· Protect what you’ve earned
· Create an “income bridge” to retirement
· Generate income for life*
*(depending on settlement option elected)
Fixed Deferred Annuity
STEADY, PREDICTABLE SAVINGS
Designed to help you accumulate and protect your money at a predictable fixed rate of return that will never drop below a guaranteed minimum.
Fixed Indexed Annuity
ENHANCED GROWTH POTENTIAL
The Aquila FIA offers multiple index strategies designed to enhance potential market returns while protecting against market downturns. The indices we offer also include an option to allocate available funds that guarantees you will earn a minimum rate of interest even if index returns are less than the minimum guaranty rate. Participate in the upside and protect your downside!
LET A PRO HELP YOU FIND THE BEST SOLUTION
A licensed GCU agent’s knowledge, experience, and resources can help you make informed financial choices for your family. We’ve made it easy to find one near you.
Count on the strength of GCU
As a member-owned not-for-profit insurance company, GCU makes disciplined financial decisions that support lasting security for our members, remaining free from Wall Street pressures and driven by what matters most to GCU families and communities
GCU BY THE NUMBERS
- 133+ Years in Business
- 49,000+ Members across America
- 109.7% Solvency Ratio by Total Adjusted Capital
- A- (Excellent) Financial Strength Rating*
GCU BY THE NUMBERS
- 133+ Years in Business
- 49,000+ Members across America
- 109.7% Solvency Ratio by Total Adjusted Capital
- A- (Excellent) Financial Strength Rating*
* AM Best is a third-party independent credit rating agency that rates an insurance company on the basis of the company’s financial strength, operating performance and ability to meet its obligations to policyholders. A- is the fourth highest rating out of 13 categories and was affirmed for GCU in November 2025.
Kroll Bond Rating Agency (KBRA) is a global full-service rating agency established in 2010. KBRA’s IFSR rating is a measure of the overall financial condition of an insurance operating company. The A- ratings is the third highest out of 11 categories on KBRA’s IFSR scale and was affirmed for GCU in January 2026.
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GCU Life Insurance
Life insurance is about more than planning for the unexpected. It’s an important part of a balanced financial strategy that supports the life you’re living today while protecting the people you love tomorrow. From creating financial flexibility to providing long-term security, life insurance can help you move forward with confidence at every stage of life.
GCU Whole and Term Life Insurance solutions provide meaningful protection for your family and practical benefits you can use along the way. Whether you’re paying off debt, covering final expenses, or building financial security, our products help you safeguard what matters most while strengthening your overall plan and giving you confidence for the future.